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Rates

We know you have a lot on your plate. So we do the homework and get you great rates. 

Rates

​Welcome to great rates. Whether you're looking to pay your mortgage faster, need more flexibility or are just starting to shop around, rest assured we've got some great rates for you.

Mortgages

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List of rates for Exclusive Low Rate 5 Year Mortgage
Exclusive Low Rate 5 Year Mortgage Rate
Fixed High Ratio
from 3.90
List of rates for Exclusive Low Rate 5 Year Mortgage
Exclusive Low Rate 5 Year Mortgage Rate
Fixed Regular
From 4.09

Investment Products

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List of rates for High-Interest Savings
High-Interest Savings Rate
Investment eSavings
0.80
List of rates for Cashable Premium Rate Term Deposit
Cashable Premium Rate Term Deposit Rate
1 Year
1.00
List of rates for TFSA Savings
TFSA Savings Rate
TFSA Investment eSavings
0.80

Min.$500, cashable, renews for same term at maturity.

Loans & Lines of Credit

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List of rates for Exclusive Low Rate Personal Loan
Exclusive Low Rate Personal Loan Rate
4.99
List of rates for Home Equity Line of Credit
Home Equity Line of Credit Rate
MeritLine HELOC
4.50

Unless otherwise noted, interest on RRSP terms of 1 year or more is paid or compounded annually.​
Unless otherwise noted, interest on RESP deposits of 1 year or more is paid or compounded annually.

Interest rates are stated per annum and are subject to change at any time without notice.

Unless otherwise noted, interest on registered and non-registered terms of 1 year or more is paid or compounded annually.

Financial Services Regulatory Authority of Ontario’s (FSRA) deposit insurance program protects insurable deposits held with Ontario credit unions and caisses populaires. Learn more.