- Minimum mortgage amount is $100,000
- Eligible security includes primary residences
- Maximum mortgage amortization is 30 years
- Interest is calculated half-yearly not in advance
- Mortgage rates are stated as an Annual Percentage Rate (APR) Legal, appraisal, processing and discharge fees apply and may increase the APR
- Full repayment before maturity can only occur if the property is sold
There is no negotiating required - we post our best 'low rates' and can provide comparative 'market' rate infomration of the nation's top five banks to demonstrate our competitiveness. 'Preferred' rates are also automatically offered at renewal time.