Everyone can use a little extra help from time to time. No matter what you need it for, our low rate loan is a great way to make ends meet.
Your choice of Fixed or Variable interest rate options.
Monthly, weekly, bi-weekly, whatever suits your schedule.
Including AFT, auto-transfer or payroll deduction.
Pay a little more or in full with no interest penalty.
Competitive rates. |
Flexible repayment options. |
All loans open to early repayment with no penalty. |
Life and disability insurance available and recommended. |
Payment relief can be arranged during layoffs, strikes and leaves of absence (including parental).' |
Special purpose' loans at great rates to meet your specific needs (i.e. computer, RRSP, education). |
Interest rates on our personal loans are annual rates and are calculated on the declining loan balance. |
*On approved credit, new money only, other conditions apply. |
Interest is calculated daily on the outstanding principal and compounds monthly.
The annual percentage rate (APR) for secured lines-of-credit is variable and based on Tandia rate of Prime and is subject to change without notice. Legal and appraisal fees and insurance would increase the APR. Credit applications are subject to approval and conditions apply. Final rate will be determined according to Tandia's usual credit granting criteria.
A pre-approved line of credit means you may never have to apply for credit again. You can continuously borrow and repay up to your pre-determined limit. The companion AdvantageLine Account is your key to convenient access.
Interest is calculated daily on the outstanding principal and compounds monthly.
Call our Member Solutions Centre at 1.855.598.2893
You can apply online or by phone - call our DirecTCU Member Solutions Centre at 1.855.598.2893
We encourage you to get in touch at any time, whether it’s with a question about our business or a comment on how we might be able to better serve you. After all, at DirecTCUTM, your voice is the most important one.
To report a lost or stolen MEMBER CARD® debit card during regular business hours, call 1.800.598.2893 after hours please call 1.888.277.1043.