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Become a Member

Becoming a member means becoming an owner. 

​We believe in better service, exceptional rates and a cooperative business model that recognizes that it’s about people, not just profits.

​At DirecTCUTM, you’re so much more than just a customer and you can be confident that your unique needs come first. We understand that everyone is different and we will tailor financial solutions that are just right for you

Apply online

Applying for membership online is easy. All you need is:

  • Between 5 to 20 minutes to complete
  • Your SIN, Date of Birth, Employment Information 
  • Joint Applicant Information, if applicable 
  • If you don't have time to complete your application today, you can save and return to it later.     

Please note that a $25 Member Shares deposit is required for new members. The Member Shares requirement for members under the age of 18 is $5.00.

If you need assistance at any time, please call our Member Solution Centre at 1.800.598.2891​Returning to complete a saved application?  →

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Why DirecTCUTM?

When you sign up for a DirecTCUTM account you become a memberand owner of a cooperative financial institution with a long standing commitment to serving Ontario's education comunity and WSIB employees

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Have a say

Participate in our AGM and vote 
​online for the Board of Directors   

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Become an owner

Your $25 Member Shares deposit gets you started.

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Access to one of the largest surcharge-free ATM networks in the country.

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Online & Mobile Access

Monitor your accounts and investments, pay bills, or move your money, anywhere, any time.

​Your share of democratic ownership

​A fundamental operating principle of all Credit Unions is democratic ownership and it clearly sets us apart from other financial institutions. When you open an account at DirecTCUTM you are asked to make a one-time $25 Member Shares deposit to formally acquire your membership rights and privileges.

Your Member Shares entitle you to use all of the services of the Credit Union and have a vote on major issues placed before the Membership including the election of our Board of Directors.  Member Shares are not a fee; they represent your share of democratic ownership in DirecTCUTM. Should you ever decide to leave, your Member Shares would be returned to you.

Member Shares are always listed as the first account in your regular statements and in your Account Summary in online and mobile banking. Every member will have Member Shares held in their own Member Shares account; even in the case of joint memberships, each member will have their own designated Member Shares account.

The Member Shares requirement for members under the age of 18 is $5.00.